Terms of Service

Last updated: August 15, 2026

Welcome to Decide To Elevate. These Terms of Service apply when you visit our website, purchase a digital product, or otherwise use our services. By using this website or completing a purchase, you agree to these Terms.

Digital Products

Decide To Elevate sells downloadable digital products, including workbooks, planners, guides, toolkits, checklists, worksheets, and related educational materials.

No physical product will be shipped unless a product page specifically states otherwise.

Digital files are delivered electronically after a successful purchase through our digital delivery provider. Please provide an accurate email address when ordering so that you can receive order and download information.

Personal-Use License

Unless a product states otherwise, your purchase gives you a personal, non-exclusive, non-transferable license to use the digital product for your own personal purposes.

You may print or reprint purchased materials for your own use where the product is designed to be printable.

You may not resell, redistribute, share, sublicense, reproduce for commercial distribution, upload for public access, or claim any Decide To Elevate product or substantial portion of it as your own work.

All product content, design, branding, graphics, and other original materials remain the intellectual property of Decide To Elevate or their respective rights holders.

Educational Purpose

Decide To Elevate workbooks are carefully researched and designed to turn useful general information into practical tools for learning, planning, and informed decision-making.

Some products may discuss topics that involve financial, legal, medical, tax, career, business, or other professional considerations. Where individualized professional guidance is appropriate, our materials are intended to complement, not replace, advice from a qualified professional or authoritative source.

We encourage customers to verify important information when making decisions that depend on current laws, regulations, professional standards, personal circumstances, or other information that may change over time.

Product Information

We aim to describe our products clearly and accurately. Please review the product description, preview images, included files, compatibility information, and other available details before purchasing.

Fillable PDF features may work differently depending on the software or device being used. Where stated on the product page, Adobe Acrobat Reader may be recommended for the best fillable-PDF experience.

Orders and Payment

Please review your cart carefully before completing your purchase.

Prices are shown in the currency displayed by the store at checkout. Applicable taxes may be added or included depending on your location and applicable law.

Payments are processed by third-party payment providers. Decide To Elevate does not receive or store your full payment card number or card security code on its own systems.

We reserve the right to cancel or review an order where reasonably necessary because of suspected fraud, payment problems, technical errors, or other legitimate concerns.

Refunds and Order Problems

Because our products are digital downloads that may be accessed immediately after purchase, purchases are generally final once access has been provided.

We recognize that genuine order or product problems can occur. Requests involving issues such as duplicate charges, failed delivery, corrupted files, materially incorrect products, or other qualifying circumstances will be reviewed under our Refund Policy and applicable consumer law.

Nothing in these Terms limits any consumer right or remedy that cannot legally be excluded.

Customer Responsibilities

You are responsible for providing accurate information when placing an order and for maintaining access to the email address used for your purchase.

You are also responsible for reviewing product descriptions and compatibility information before purchasing and for safely storing downloaded files where appropriate.

Website and Product Availability

We may update, improve, discontinue, replace, or change products, website features, pricing, descriptions, or availability from time to time.

We try to keep the website available and accurate, but temporary interruptions, technical problems, maintenance, third-party service interruptions, or errors can occasionally occur.

Third-Party Services

Our store may use or link to third-party services, including payment processors, digital delivery providers, ecommerce services, and other technology providers. Their services may also be governed by their own terms and privacy practices.

Decide To Elevate is operated by Maria Theresa B. Lozada.

Privacy

Our collection and use of personal information is described in our Privacy Policy. We retain customer and order information where reasonably necessary for order fulfillment, customer support, accounting, tax, fraud prevention, legal obligations, recordkeeping, and other legitimate business purposes.

Limitation of Liability

To the fullest extent permitted by applicable law, Decide To Elevate is not responsible for indirect or consequential losses arising solely from the use of our website or digital products.

Nothing in these Terms excludes or limits liability or consumer rights where doing so would be prohibited by applicable law.

Changes to These Terms

We may update these Terms when our products, services, business practices, or legal requirements change. The current version will be published on this website with its latest update date.

Contact

Questions about these Terms, an order, or a Decide To Elevate product may be submitted through our Contact page or by emailing support@decidetoelevate.com